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Mutual fund SIP calculator

Discover the compounding power of regular monthly investing. Enter your monthly amount, expected return and time period to estimate your corpus.

Why SIPs work

A Systematic Investment Plan invests a fixed amount at regular intervals. When markets fall you buy more units, and when they rise you buy fewer – which averages out your purchase cost over time (rupee-cost averaging). The longer you stay invested, the more compounding does the heavy lifting.

How this calculator works

Future value = P × [((1 + i)n − 1) ÷ i] × (1 + i), where P is the monthly instalment, i is the annual return ÷ 12, and n is the number of months. Each instalment is assumed to be invested at the start of the month.

This calculator is for illustration only and is not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully.

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