Lump sum mutual fund calculator
Got a bonus, maturity proceeds or surplus cash? See how a one-time investment can compound across different tenures, and use the age slider to check your wealth at any point.
When does a lump sum make sense?
A one-time investment suits money you will not need for several years – a bonus, inheritance, property sale or maturity proceeds. Investing in equity funds all at once exposes you to market timing risk, so many investors stage it through an STP (Systematic Transfer Plan) from a liquid or debt fund.
How this calculator works
Value = Amount × (1 + r)t, compounded annually. Add further one-time investments to any year in the table; they are added at the start of that year.
This calculator is for illustration only and is not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
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