SWP calculator
Generate a dependable monthly income while the rest of your corpus keeps compounding. Add an annual step-up to beat inflation and see how long your money lasts.
Why SWP?
With a Systematic Withdrawal Plan you redeem a fixed amount each month from your mutual fund. Each withdrawal is part capital and part gain, so only the gains are taxed – often more efficient than fully taxable FD interest. The remaining units stay invested and continue to grow.
Sustainable withdrawals
If your withdrawals are larger than your corpus can support at the assumed return, the balance falls to zero. The calculator warns you and shows the year it runs out, so you can adjust before it matters.
This calculator is for illustration only and is not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
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